RETIRE YOUR DEATH INSURANCE.
DO MORE WITH YOUR LIFE INSURANCE POLICY
Frequently asked questions:
I don’t currently have life insurance. Can I still do this?
YES! Whether you’re “retiring” (replacing) an old-fashioned life insurance policy that you currently own with a new Living Benefits-enhanced policy or getting life insurance coverage for the first time, ensuring that your coverage includes modern Living Benefits riders is the best way to get the most protection for your money.
What do you mean by "Death Insurance"?
We consider a traditional life insurance policy (one without modern Living Benefits features included at no additional cost) to be a "death insurance" policy. After all. they only pay out if you're dead. Don't get us wrong - everyone needs a life insurance policy to pay out in full if they die. It's important coverage to have. But these days, it doesn't make any sense to own a policy that only pays out when you die. Modern policies come with free Living Benefits features that provide protection against many more scenarios than just the death of the policyholder.
What do you mean by "Living Benefits"?
A Living Benefits policy is a modern life insurance policy that will pay out exactly the same as a traditional policy in the event the policyholder passes away. The key difference is that Living Benefits policies come with built-in free Terminal, Chronic, and Critical Illness riders. These features grant the policyholder options to accelerate money from their policy’s death benefit while they’re still alive if they suffer (and survive) a serious illness or injury.
What is the risk if I don't take action?
50% of all bankruptcies in the US every year are medical bankruptcies stemming from unexpected illness and injury. Putting a Living Benefits policy in place will ensure that you have instant access to potentially hundreds of thousands of dollars if you suffer a cancer diagnosis, heart attack, or stroke, for example. If you remain covered with a policy that only pays out when you’re dead, you risk falling into the same trap that claims the financial fate of thousands of Americans and their families every year.
What's the process?
Once you’ve made the decision to explore, fill out your information and a licensed Living Benefits expert will be in touch with you via email or phone. They’ll work with you to review your current life insurance coverage. If there are no Living Benefits on your current policy, they will show you your options for replacing that coverage with a modern policy that includes Living Benefits. Once you’ve decided what plan you want to move forward with, the agent will walk you through applying. After you’ve been approved and your new policy is in place, the agent will guide you through the easy process of cancelling your old policy.
How do I "retire" my death insurance?
Simply put – you retire your death insurance by replacing your current old-fashioned traditional life insurance policy with a modern Living Benefits life insurance policy. We find that when people discover the power of Living Benefits and realize that they come free with modern policies, the decision to have more options in more scenarios when it comes to their life insurance coverage is kind of a no-brainer.
How much will this cost me?
Living Benefits riders are completely free, and come baked-in at no additional cost to certain modern policies. We’ve seen instances where customers actually *saved* money by switching to a Living Benefits policy from their old policy. However, if you have aged a few years since putting your old policy in place or if your health has declined, it is possible that the new policy’s premium may be higher than your current one. To get quotes on a new policy, fill out your contact information on this page and an agent will be in touch to show you some options.
Contact Us
678-969-9000
info@alliancegrouplife.com
1424 N Brown Rd, Ste 200
Lawrenceville, GA
30043
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Phone Number
Reinforce Your Unique Selling Proposition
Frequently asked questions:
GET LIVING BENEFITS.
(life insurance you don't have to die to use)
WHAT DOES THAT MEAN?
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READY TO MAKE THE SWITCH?
We make it easy.
SAME PRICE.
BETTER COVERAGE.
The families below received
in Living Benefits.
HOW LIVING BENEFITS WORK
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About Us
As "The Living Benefits Company", Alliance Group is the nation's leader in Living Benefits life Insurance. Since 1998, we have made it our mission to spread awareness about Living Benefits, and using this "new kind" of life insurance to solve our clients' tax-free retirement, mortgage protection, small business planning, and estate planning needs.
Better In Every Way
There's a long list of triggering events that could allow you to access crucial money from your life insurance policy.
Money When You Need It
It can be used to replace you income while you recover, pay for the best treatment available, and get back on your feet.
Living Benefits give you more options, more flexibility, and more protection, all for the same price as an old-fashioned "death insurance" policy.
More For The Same Price
$1.8 MILLION
RETIRE YOUR DEATH INSURANCE.
GET LIVING BENEFITS.
(life insurance you don't have to die to use)
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